Privacy Notice

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and account balances
• Payment history and credit history
• Credit scores and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Harpeth Bank & Trust chooses to share; and whether you can limit this sharing.

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Harpeth Bank & Trust

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We collect your personal information, for example, when you

• open an account or deposit money
• apply for a loan or use your credit or debit card
• make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes — information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Harpeth Bank & Trust has no affiliates.

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

• Harpeth Bank & Trust does not share with nonaffiliates so they can market to you.

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Harpeth Bank & Trust doesn't jointly market.

We will not share personal information with affiliates and non-affiliates except as necessary for us to follow the law or as permitted by law.

Harpeth Bank & Trust uses a marketing service provider to perform marketing services on its behalf.